Our Approach

  1. No duplication of adjuster work: We complement, never replace the initial claim review

  2. Fraud-focused methodology: Every service is built to uncover fraud exposure, inconsistencies, and indicators, not simply restate facts

  3. Actionable intelligence: Our reports are structured for clarity, defensibility, and immediate use in carrier and SIU decision making

  4. Human-led expertise, not automation

Remote Service Available Nationwide

Our Review Process

  1. Intake & Documentation Review

  2. Pattern & Behavior Analysis

  3. Independent finding Report

  4. Optional Clarification Call

The CAG Differences

  • Clarity without disruption: We enhance insight without changing your workflow.

  • Neutral: No advocacy for closure or escalation.

  • Defensible: Evidence-based investigations with clear documentation.

  • No Integration: We work outside your systems—no IT onboarding, no platform access, no credentials required.

  • Responsive: Inquiries answered within one business day; urgent reviews scheduled same day when possible.

  • Independent: We provide structured investigative insight only—no claim adjusting, coverage decisions, or PI services. All data comes from public, legally accessible sources.

Use Cases

Travel Claim Fraud

Common Scenarios

  • Unverifiable itineraries

  • Altered receipts

  • Late-document submissions

  • Multiple trips in short timeframe

  • Patterns of repeat claims

  • Screenshots

  • PNG or JPEG photos

  • No identification or lost identification

SIU Deep Dive Investigation & Analysis

Common Scenarios

  • Contradictory statements

  • Conflicting documents

  • Suspicious medical bills

  • Staged-loss indicators

  • Documentation inconsistencies

  • Provider red flags

  • High-exposure or sensitive claim

Background Insight Review

Ideal For:

  • Mild discomfort but no clear red flags

  • Inconsistent FNOL details

  • Behavioral indicators

  • Need to determine if escalation is warranted

Turnaround times

  • Background Insights Review: 24-48 hours

  • Travel Claim Fraud Investigation: 24 hours - 3 days

  • SIU Deep Dive Investigation: 3-6 days

Expedited investigation available upon request

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black and white round analog wall clock at 10 10